For your convenience, we provide online access to state specific documents, which can be found below. These documents review and define agreements outlined in your personal car policy such as liability, medical payments, and car damage.
If you are unsure which policy contract applies to you, you can locate the form number in the lower left corner of your Insurance Declarations Page.
For more information about your coverage, click on the FAQ tab under the About Us link.
Alabama
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Policies effective until 12/2/2018 (new business) and 1/5/2019 (renewal business)
Click here for AL Policy Contract Form 05-AL (09/2016)
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Policies effective on or after 12/3/2018 (new business) and 1/6/2019 (renewal business)
Click here for AL Policy Contract Form 05-AL (11/18)
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InsureMax Program
Click here for AL Policy Contract Form 06-AL (06/19)
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Catawba Commercial policies effective from 04/15/2025 to 6/19/2025
Click here for AL Policy Contract Form ALCA POLICY (04/25)
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Catawba Commercial policies effective on or after 6/20/2025
Click here for AL Policy Contract Form ALCA POLICY (06/25)
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InsureMax Renters Policies effective on or after 6/5/2023
Click here for AL Renters Policy Contract Form IM RENT AL POL (06/23)
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InsureMax Renters Protect Policies effective on or after 11/18/2024
Click here for AL Renters Policy Contract Form IM RENT AL POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 11/18/2024
Click here for AL Water Backup Form IM RENT AL WBSPD (06/24)
Arizona
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Policies effective on or after 12/3/2021 (new business) and 1/22/2022 (renewal business), until 8/31/2024 (new business) and 10/20/2024 (renewal business)
Click here for AZ Policy Contract Form 05-AZ (12/2021)
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Policies effective on or after 9/1/2024 (new business) and 10/21/2024 (renewal business)
Click here for AZ Policy Contract Form 05-AZ (09/2024)
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InsureMax Program Policies effective until 8/31/2024 (new business) and 10/20/2024 (renewals)
Click here for AZ Policy Contract Form 06-AZ (02/23)
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InsureMax Program Policies effective on or after 9/1/2024 (new business) and 10/21/2024 (renewal business)
Click here for AZ Policy Contract Form 06-AZ (09/24)
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InsureMax Renters Policies effective on or after 7/31/2023
Click here for AZ Renters Policy Contract Form IM RENT AZ POL (07/23)
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InsureMax Renters Protect Policies effective on or after 12/05/2024
Click here for AZ Renters Policy Contract Form IM RENT AZ POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 12/05/2024
Click here for AZ Water Backup Form IM RENT AZ WBSPD (06/24)
Florida
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AssuranceAmerica Elite policies effective until 5/23/2021 (new business) and 7/23/2021 (renewal business)
Click here for FL Policy Contract Form 05-FL (08/17)
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AssuranceAmerica Elite policies effective on or after 5/24/2021 (new business) and 7/24/2021 (renewal business)
Click here for FL Policy Contract Form 05-FL (05/21)
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AssuranceAmerica Economy policies effective until 5/01/2022 (new business) and 6/04/2022 (renewal business)
Click here for FL Policy Contract Form 06-FL (05/21)
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AssuranceAmerica Economy policies effective on or after 5/02/2022 (new business) and 6/05/2022 (renewal business)
Click here for FL Policy Contract Form 06-FL (05/22)
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InsureMax Elite Program
Click here for FL InsureMax Policy Contract Form 07-FL (07/22)
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InsureMax Economy Program
Click here for FL InsureMax Economy Policy Contract Form 08-FL (07/22)
Georgia
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Policies effective until 1/17/2018 (new business) and 2/14/2018 (renewal business)
Click here for GA Policy Contract Form 05-GA (06/2010)
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Policies effective on or after 1/18/2018 (new business) and 2/15/2018 (renewal business), until 12/31/2020
Click here for GA Policy Contract Form 05-GA (11/17)
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Policies effective on or after 1/1/2021
Click here for GA Policy Contract Form 05-GA (01/21)
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InsureMax Program policies effective until 12/31/2020
Click here for GA Policy Contract Form 06-GA (02/19)
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InsureMax Program policies effective on or after 1/1/2021
Click here for GA Policy Contract Form 06-GA (01/21)
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InsureMax Renters Policies effective on or after 10/1/2022
Click here for GA Renters Policy Contract Form IM RENT GA POL (09/22)
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Insuremax Renters Policies effective on or after 02/10/2025
Click here for GA Renters Policy Contract Form IM RENT GA POL (11/24)
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Catawba Commercial policies effective on or after 06/20/2025
Click here for GA Policy Contract Form GACA POLICY (06/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 02/10/2025
Click here for GA Water Backup Form IM RENT GA WBSPD (11/24)
Indiana
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New and renewal policies effective 7/25/2019, until 8/31/2024 (new business) and 10/6/2024 (renewal business)
Click here for IN Policy Contract Form 05-IN (05/2019)
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Policies effective on or after 9/1/2024 (new business) and 10/7/2024 (renewal business)
Click here for IN Policy Contract Form 05-IN (09/2024)
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InsureMax Program policies effective 8/26/2021, until 8/31/2024 (new business) and 10/6/2024 (renewal business)
Click here for IN Policy Contract Form 06-IN (08/21)
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InsureMax Program policies effective on or after 9/1/2024 (new business) and 10/7/2024 (renewal business)
Click here for IN Policy Contract Form 06-IN (09/24)
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InsureMax Renters Policies effective on or after 12/1/2023
Click here for IN Renters Policy Contract Form IM RENT IN POL (12/23)
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InsureMax Renters Protect Policies effective on or after 2/17/2025
Click here for IN Renters Policy Contract Form IM RENT IN POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 2/17/2025
Click here for IN Water Backup Form IM RENT IN WBSPD (06/24)
Missouri
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Policies effective until 4/28/2017 (new business) and 5/17/2017 (renewal business)
Click here for MO Policy Contract Form 05-MO (07/2011)
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Policies effective on or after 4/29/2017 (new business) and 5/18/2017 (renewal business)
Click here for MO Policy Contract Form 05-MO (4/17)
Nebraska
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Nebraska program
New and renewal policies effective until 1/5/2025 (new business) and 2/9/2025 (renewal business)
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Nebraska program
Policies effective on or after 1/6/2025 (new business) and 2/10/2025 (renewal business)
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InsureMax Renters Policies effective on or after 11/1/2023
Click here for NE Renters Policy Contract Form IM RENT NE POL (11/23)
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InsureMax program
New and renewal policies effective until 1/5/2025 (new business) and 2/9/2025 (renewal business)
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InsureMax program
Policies effective on or after 1/6/2025 (new business) and 2/10/2025 (renewal business)
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InsureMax Renters Protect Policies effective on or after 12/20/2024
Click here for NE Renters Policy Contract Form IM RENT NE POL (12/24)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 12/20/2024
Click here for NE Water Backup Form IM RENT NE WBSPD (06/24)
Ohio
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AssuranceAmerica program
Click here for OH Policy Contract Form 05-OH (07/25)
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InsureMax program
Click here for OH Policy Contract Form 06-OH (07/25)
Oklahoma
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AssuranceAmerica program
Click here for OK Policy Contract Form 05-OK (03/25)
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InsureMax program
Click here for OK Policy Contract Form 06-OK (03/25)
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InsureMax Renters Protect Policies effective on or after 04/17/2025
Click here for OK Renters Policy Contract Form IM RENT OK POL (04/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 04/17/2025
Click here for OK Water Backup Form IM RENT OK WBSPD (04/25)
South Carolina
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AssuranceAmerica program
Click here for SC Policy Contract Form 05-SC (05/2017)
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InsureMax program
Click here for SC Policy Contract Form 06-SC (02/2019)
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InsureMax Renters Policies effective on or after 12/1/2023
Click here for SC Renters Policy Contract Form IM RENT SC POL (05/23)
Tennessee
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AssuranceAmerica program
Click here for TN Policy Contract Form 05-TN (04/25)
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InsureMax program
Click here for TN Policy Contract Form 06-TN (04/25)
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InsureMax Renters Protect Policies effective on or after 5/29/2025
Click here for TN Renters Policy Contract Form IM RENT TN POL (04/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 5/29/2025
Click here for TN Water Backup Form IM RENT TN WBSPD (04/25)
Texas
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Policies effective until 11/17/21 (new business) and 12/17/21 (renewal business)
Click here for TX Policy Contract Form TXPOL2 (04/20)
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Policies eff on or after 11/18/21 (new business) and 12/18/21 (renewals), until 9/30/24 (new) and 11/4/24 (renewals)
Click here for TX Policy Contract Form TXPOL2 (10/21)
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Policies effective on or after 10/1/2024 (new business) and 11/5/2024 (renewal business)
Click here for TX Policy Contract Form TXPOL2 (02/24)
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Consumer Bill of Rights - Automotive
English Version
Spanish Version
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Consumer Bill of Rights - Renters
English Version
Spanish Version
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InsureMax program
Click here for TX Policy Contract Form TXIM POL (01/24)
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InsureMax Renters Policies effective on or after 3/13/2025
Click here for TX Renters Policy Contract Form IM RENT TX POL (02/25)
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Water Backup Endorsement for InsureMax Renters Protect Policies effective on or after 05/12/2025
Click here for TX Water Backup Form IM RENT TX WBSPD (02/25)
Virginia
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New and renewal policies effective 1/1/2022, until 6/30/2023
Click here for VA Policy Contract 05-VA (01/2022)
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New and renewal policies effective 7/1/2023, until 9/29/2023
Click here for VA Policy Contract 05-VA (07/2023)
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New and renewal policies effective 9/30/2023, until 12/31/2024
Click here for VA Policy Contract 05-VA (09/2023)
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New and renewal policies effective 1/1/2025, and after
Click here for VA Policy Contract 05-VA (01/2025)
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New and renewal InsureMax policies effective 10/26/2023, until 12/31/2024
Click here for VA Policy Contract Form 06-VA (09/2023)
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New and renewal InsureMax policies effective 1/1/2025, and after
Click here for VA Policy Contract Form 06-VA (01/2025)